Jessie, It's sure nice for you that their is some insurance assistance. There is sure none in my state. Everything is just cash for therapy, HRT, doc's, any surgery....Good luck & congrats again. I'm know you are so excited to have a firm date not that far away. I sure would be. My surgeon is only going to be about 20K so that's not too bad. I've already spent that much on my facelift, facial surgery, lipo & tummy tuck to try & have a more shapely body & nicer face.