I'd say that my lack of a penis is far more disturbing to me than the fat-and-breast-tissue presences on the chest (but then, I'm what a cisgirl might optimistically call "a small B"). I admit that I have fully bought into society's phalliccentrism, and I do want a penis quite badly. Given the choice, I'd gladly keep my breasts (so long as I could still bind them) in exchange for a fully-functioning penis (even without testicles). Fortunately, I do have other non-phallic-centered activities with which to spend my time and money for the next 12 years or so. After that, I'm going to take a hard look at my options, save up my money, and choose the best technique out there that constructs a penis of reasonable size and function (I could live with pumping a decent-looking, sexually-sensate, urinarily-functional phallo. I couldn't live with paying for a 1-inch metodioplasty that could get an erection but couldn't do much with it when "playing doubles", so to speak). There's only so long an FTM can wait for "a better surgery to come out" before the realization may come that it might not happen in this lifetime. I anticipate that since so few FTMs get bottom surgery, bottom surgery will not substantially improve in the next 20 years, and I don't want to wait until I'm 40 to have boring, heteronormative, run-of-the-mill vaginal sex.
*Note: I meant no offense to those who enjoy vaginal sex. My adjectives were merely ironic. I am greatly in favor of vaginal sex. If anyone has questions or concerns about my position on vaginal sex, feel free to contact me. We can talk about them together.
*Note to the note: Yes, I was poking fun at those on the Internet who get up-in-arms over ridiculously minor things. No, I was not propositioning the good people of Susan's.